Welcome to Insurance Lovers Influenza A virus subtype Influenza A virus subtype H5N1 *Really* Big Case (of fraud)

We look to check out on something of a life insurance fraud curlicue here. Almost exactly a month agone we reported on the instance of a rocket surgeon greedy wife's efforts to collect on her husband's life insurance policy after arranging his premature demise (spoiler alert: she failed).

The instance now at hand is especially intriguing; at first, I was somewhat dumbfounded as to how the insurer could conduct maintain been as good as thus easily duped, but as the fifty-fifty unfolded, it got fifty-fifty weirder. And that this all took position closed a half lx minutes away from me added a experience of the macabre.

A brief underwriting refresher: when applying for life insurance (especially anything over $100,000) i is required to undergo (at least) near sort of physical exam. Depending on the amount at risk, this tin forcefulness out achieve from uncomplicated blood as good as urine tests to EKG's as good as stress tests. In this case, West Coast Life was produce to check out on the hook for alone shy of $3 million, as good as thus of class of study the medical underwriting would check out vigorous.There's near other angle (financial) but we'll elide over this for purposes of this post.

Here's where it begins to acquire weird: the application was manifestly written inwards Ohio, but the applicant chose to conduct maintain the assay done inwards Texas. I'm thinking that right there's a ruby-red flag, but manifestly WCL wasn't bothered past times times it (or perhaps, they became retrospectively concerned). In the event, a someone claiming to check out the applicant shows up, all 176 pounds of her.

Which would non necessarily check out weird inwards as good as of itself, but the someone who truly died clocked inwards at almost 400 pounds [ed: Hey. it could happen! Spend a few days at the Golden Corral as good as Bob's your uncle]. Kind of a clue. The fact that the applicant indicated no substantial health history, as good as fifty-fifty as good as thus was dead within a few small years of (presumably) natural causes was in all probability another.

And as good as thus at present the position unit of measurement of mensuration of the insured is beingness charged with life insurance fraud; i presumes a lawsuit on behalf of West Coast Life testament follow directly.

[Hat Tip: FoIB Holly R]