tag:blogger.com,1999:blog-49314826152869412024-03-06T15:40:35.925+07:00INSURANCE LOVERSPoris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comBlogger99125tag:blogger.com,1999:blog-4931482615286941.post-65991999613385580342018-07-26T19:14:00.000+07:002018-07-26T19:14:02.210+07:00Compassion Bleg (for the knitters)<div class="separator" style="clear: both; text-align: center;">
<a href="https://static1.squarespace.com/static/55f427f0e4b0fe0804dc7ede/56c5ba4a40261d141efac7fd/56c5bee7e32140c4f7023b11/1455800058903/KA_Needles_3_small.jpg?format=1000w" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="565" data-original-width="800" height="280" src="https://static1.squarespace.com/static/55f427f0e4b0fe0804dc7ede/56c5ba4a40261d141efac7fd/56c5bee7e32140c4f7023b11/1455800058903/KA_Needles_3_small.jpg?format=1000w" width="400" /></a></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;">A love friend, whose father is dying of cancer, is trying to heighten funds for continued travels back to operate across him. If you're a knitter who appreciates unique patterns, inwards add-on to you lot lot bring a few shekels to spare to assistance out a fellow knitter, <b>head on over here</b>.<br /><br />Thank you!</span></div>
Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-61494801797567019222018-07-25T21:00:00.000+07:002018-07-25T21:00:08.384+07:00LifeLock: Color me underwhelmed<div class="separator" style="clear: both; text-align: center;">
<a href="https://pbs.twimg.com/profile_images/801546481811365892/MaY9goUJ.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="400" data-original-width="400" height="400" src="https://pbs.twimg.com/profile_images/801546481811365892/MaY9goUJ.jpg" width="400" /></a></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;">So, the Equifax risk-checking tool confirmed that I was in all probability usage of that elite grouping of 143 1 thou k Americans <a href="https://www.blogger.com/blogger.g?blogID=4931482615286941" target="_blank">whose information was hacked</a>. I'd been looking for an excuse to clitoris the trigger on LifeLock, then popped over (using the <b>special IB link</b> that generates an automagic 10% discount).<br /><br />There was a welcome ("splash") screen, besides at the plow over of the page I clicked "<i><span style="font-family: "times" , "times novel roman" , serif;">Enroll Now</span></i>" (I already knew which conception I wanted). The physical care for was pretty straightforward: yous lay inwards your cite besides address besides then on, then the information for dependents (if any). One of the exchange requirements is an active e-mail address, which I happily provided.<br /><br />At the end, it asked virtually which credit card I wanted to use, warning me that it would in conclusion charged immediately.<br /><br />Okay, whatever, let's acquire this matter done.<br /><br />I finished up, hitting "<i><span style="font-family: "times" , "times novel roman" , serif;">Complete</span></i>" besides ... that was the finally I've <i><b>ever</b></i> heard from them.<br /><br />No confirmation email. No notification that our application was beingness processed. No Welcome to LifeLock. Nada. Zip. Zilch.<br /><br />I had only agreed to transcend several hundred dollars with them, besides they couldn't fifty-fifty in conclusion bothered to say "<i>okay, got your info, stand upwardly upwardly by</i>."<br /><br />The only way I knew we'd been approved (and thence effective) was checking into the site every few hours. Influenza A virus subtype Influenza A virus subtype H5N1 sum solar daytime after I saw that the conception would acquire effective October 1 (which, past times times the by, would bring been overnice if that'd been more than conspicuously disclosed upfront).<br /><br />By way of contrast, I piece of cake ordered a $3.67 exceptional from Walmart. I correct away received a confirmation email, then a follow-up when it shipped, besides then notification when it arrived.<br /><br /><i><b>That's</b></i> how it's done.<br /><br />I realize that - then far - LifeLock has no credible competitors, but eventually they <b>will</b>, besides I testament bail on them inwards a heartbeat.<br /><br />By the way, this doesn't exactly engender a peachy grapple of confidence virtually how I'm going to in conclusion treated at demonstrate that they bring my money.</span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><u><b>ADDENDUM</b></u>: So, a existent overnice lady from LifeLock (finally) returned my call, aski<span style="font-family: "arial" , "helvetica" , sans-serif;">ng how she could in conclusion of assistance<span style="font-family: "arial" , "helvetica" , sans-serif;">. I thanked her, besides then explained that that ship had sailed, besides expressed <span style="font-family: "arial" , "helvetica" , sans-serif;">(as nicely as I could) why besides where they had failed.</span></span></span></span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;">She tried to ex<span style="font-family: "arial" , "helvetica" , sans-serif;">plain the lack<span style="font-family: "arial" , "helvetica" , sans-serif;"> of <span style="font-family: "arial" , "helvetica" , sans-serif;">communi<span style="font-family: "arial" , "helvetica" , sans-serif;">catio</span>n, besides I correct away closed her down: the<span style="font-family: "arial" , "helvetica" , sans-serif;">re <b>is</b> no excuse <span style="font-family: "arial" , "helvetica" , sans-serif;">for such miserable <span style="font-family: "arial" , "helvetica" , sans-serif;">customer</span> "service."</span></span></span></span></span></span></span></span></span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Here's a cl<span style="font-family: "arial" , "helvetica" , sans-serif;">u</span>e: If yous bring to <span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;">explain</span> why your client servic<span style="font-family: "arial" , "helvetica" , sans-serif;">e feel is then poor, <span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="color: #0b5394;">#You'reDoingItW</span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="color: #0b5394;">ron</span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="color: #0b5394;">g</span>.</span></span></span></span></span> </span></span></span></span></span></span></span></span></span></div>
Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-19800324412810990972018-07-25T18:00:00.000+07:002018-07-25T18:00:15.659+07:00 Navigator Funding besides Agent Commissions<a href="https://www.blogger.com/blogger.g?blogID=4931482615286941">500,000 people inward California alone</a>.<br />
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Unlike navigators, insurance agents tin forcefulness out enquire people specific questions well-nigh their health, budget, together alongside therefore recommend a specific innovation or insurer. There are therefore many variables for consumers to review before making an informed decision. That's why agents bring a discussion on provider networks, deductibles, copays, drug costs together alongside other insurance provisions long before talking well-nigh premiums.<br />
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Since the rollout of goodluck.gov agents bring seen our commissions cut - together alongside inward only about cases - eliminated. Even when we are paid it's not even out almost what navigators bring received. According to the Kaiser Family Foundation dorsum inward 2013 the average commission agents received on a per somebody per month enterprise reach down was $12.24.<br />
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There was no outrage when our "funding" was cut. There was no media coverage showing dorsum upwardly for licensed professionals.<br />
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Yet many of us persevere. We exercise therefore because we know how vital we are to the clients we serve. We exercise therefore because we know the value of the production we sell together alongside the service we provide. We are the conduit between insurance companies, providers, together alongside our client.<br />
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There are therefore many things that Navigators can't do. But professional person soul insurance agents, we exercise it - together alongside at a fraction of the cost.<br />
<br />Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-37752214955346927602018-06-05T23:14:00.000+07:002018-06-05T23:14:24.268+07:00Welcome to Insurance Lovers InsuranceBaru.blogspot.com In representative you’re wondering why your health insurance is together alongside thence expensive.…<div class="separator" style="clear: both; text-align: center;">
<a href="https://www.criminalelement.com/images/stories/01.10-01.16/Beetner_Bag-of-Cash.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="280" data-original-width="250" height="400" src="https://www.criminalelement.com/images/stories/01.10-01.16/Beetner_Bag-of-Cash.jpg" width="359" /></a></div>
<span style="font-family: "verdana" , sans-serif;">Two weeks ago, I woke upward alongside a lilliputian pain inwards my back, which speedily got worse. I had a lilliputian kidney stone.</span><br />
<span style="font-family: "verdana" , sans-serif;"><br /></span> <span style="font-family: "verdana" , sans-serif;">I went to the local ER, spent three excruciating hours(!) pacing the waiting room besides inwards determination got inwards to come upward across someone. One CAT scan besides IV later, they sent me home…it was 3mm inwards size besides below the threshold for further intervention. </span><br />
<span style="font-family: "verdana" , sans-serif;"><br /></span> <span style="font-family: "verdana" , sans-serif;">The pecker submitted to Anthem…<span style="color: red;">$24,985</span>. </span><br />
<span style="font-family: "verdana" , sans-serif;"><br /></span> <span style="font-family: "verdana" , sans-serif;">And that’s not counting the ER doc, radiologist, urologist besides whatsoever else is paid separately. </span><br />
<span style="font-family: "verdana" , sans-serif;"><br /></span> <span style="font-family: "verdana" , sans-serif;">Anthem won’t pay that much, alone seriously…$25 THOUSAND DOLLARS??? I’m waiting for the EOB to come upward across the contractual rate.</span><br />
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Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-27373101277904207962018-06-04T23:11:00.000+07:002018-06-04T23:11:07.602+07:00Welcome to Insurance Lovers InsuranceBaru.blogspot.com Misbehavin' Agents likewise Enrollers<div class="separator" style="clear: both; text-align: center;">
<a href="http://confessionsofapastorsfamily.com/wp-content/uploads/2014/06/misbehaving_kid.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" src="http://confessionsofapastorsfamily.com/wp-content/uploads/2014/06/misbehaving_kid.jpg" data-original-height="313" data-original-width="400" height="311" width="400" /></a></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;">Sigh<span style="font-family: "arial" , "helvetica" , sans-serif;">:<span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span><br /><br />"<i><span style="font-family: "times" , "times new roman" , serif;">Agents may convey enrolled some consumers inwards health coverage through HealthCare.gov for 2016 or 2017 without the consumers' permission</span></i>"<br /><br />That, according to the folks at CMS. <br /><br />Now, how exactly does this happen? I mean, eventually <b>someone</b> has to pay a premium, no?<br /><br />Well, no, non <i>precisely</i>:<br /><br />"<i><span style="font-family: "times" , "times new roman" , serif;">Income information on the [victims'] applications was misstated inwards ways that maximized premium tax credit subsidy amounts inwards add-on to eliminated whatever involve for monthly out-of-pocket premium payments</span></i>." <br /><br />So Uncle Sugar was only sending checks to Anthem, or Kaiser, or whomever. And they solely industrial plant life out, apparently, when folks started getting notices from CMS inwards add-on to the IRS nearly coverage info.<br /><br />So, no harm, no foul, you say?<br /><br />Au contraire:<br /><br />For 1 thing, that's <b>our</b> money going to the insurers. And for another:<br /><br />"<i><span style="font-family: "times" , "times new roman" , serif;">[C]onsumers who reported beingness affected yesteryear the enrollments did non convey to pay whatever premiums out of handbag slice the coverage was inwards effect, [but] they may correct away expression tax bills inwards add-on to tax filing problems because of the unauthorized enrollments</span></i>."<br /><br />So here's a question: agents are licensed yesteryear the states, but this would seem to alive on a Federal seat out (US tax dollars). So how testament the <strike>offending agents</strike> perps alive on held to account?<br /><br />Or fifty-fifty <i><b>will</b></i> they?<br /><br />Be interesting to know, no?<br /><br /><span style="font-size: x-small;"><span style="color: red;"><i><b>[Hat Tip: Co-blogger <a href="https://plus.google.com/107944168110103829411/about?rel=author%3E+Bob%20Vineyard" target="_blank">Bob V</a>]</b></i></span></span></span></div>
Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-11499298737185329482018-06-03T23:09:00.000+07:002018-06-03T23:09:13.640+07:00Welcome to Insurance Lovers InsuranceBaru.blogspot.com Batting Averages, The Weather, Businesses & Obamacare Co-ops<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhj6e2JRC9LRMFyjGHjCoO1eWwJVHXNZ-hqD46Avsr4nZSDMT9t-CMy3anR5H7AqWlsc6bh3W1vTxglnSsZjVjjFsLoEldZTmcVtUmd_gr4uZYNuT9NiSDekUAmoMffAtk4_RcgmiUPLw/s1600/Mendoza.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="705" data-original-width="497" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhj6e2JRC9LRMFyjGHjCoO1eWwJVHXNZ-hqD46Avsr4nZSDMT9t-CMy3anR5H7AqWlsc6bh3W1vTxglnSsZjVjjFsLoEldZTmcVtUmd_gr4uZYNuT9NiSDekUAmoMffAtk4_RcgmiUPLw/s200/Mendoza.jpg" width="140" /></a></div>
In baseball game game beingness successful 3 out of 10 times at the plate testament in all probability teach yous into the <a href="https://www.baseball-reference.com/awards/hof_batting.shtml" target="_blank">Hall of Fame</a>.<br />
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Influenza A virus subtype A meteorologist forecast projecting out <a href="http://www.nws.noaa.gov/ost/climate/STIP/RServices/huq_032509.htm" target="_blank">10 days is right nearly 40% of the time</a>. </div>
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The Farmers Almanac <a href="http://www.countryliving.com/life/a39891/can-you-trust-farmers-almanac-weather-predictions/" target="_blank">claims a success accuse per unit of measurement of measuring of 80%</a>.</div>
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Start upward businesses - according to the SBA - acquire inwards beyond the source solar year <a href="https://www.successharbor.com/percentage-businesses-fail-09092015/" target="_blank">50% of the time</a>. </div>
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According to a Harvard study, novel businesses using company uppercase succeed <a href="https://www.wsj.com/articles/SB10000872396390443720204578004980476429190#articleTabs_comments%3D%26articleTabs%3Darticle" target="_blank">25% of the time</a>.</div>
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So what nearly those non-profit, authorities funded, competitor enhancing, Obamacare Co-ops? You know, the newly formed "insurance companies" that would usage to a greater extent than competitor together amongst line the big bad insurance industry to play fair together amongst quit cost gouging amongst high premiums to pay obese true true cat CEO's together amongst shareholders fists total of money.</div>
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Well, they are batting a whopping .174 - below the <a href="https://en.wikipedia.org/wiki/Mendoza_Line" target="_blank">Mendoza Line</a>. Of the 23 co-ops that truly got off the reason (there were 24 exactly we won't count the <a href="http://www.dfr.vermont.gov/press-release/vermont-health-co-op-fails-state-insurance-standards" target="_blank">Vermont debacle</a>) as of 2018 solitary four testament remain. One of them, Montana, took measures concluding solar year to halt enrollment amongst concerns they wouldn't travel able to meet their financial obligations.</div>
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What's worse than the 17% success rate? That would travel the "venture capital" we (taxpayers) gave Co-ops for commencement upward funds. Of the <a href="http://www.kff.org/health-reform/state-indicator/co-op-loans/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D" target="_blank">$2.4 billion</a> low/no interest loans given, the four remaining Co-ops received $402 i M m - a loss of to a greater extent than or less $2 billion.</div>
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Yet authorities wonders why we don't trust them to travel adept stewards of our hard earned money.</div>
Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-39723621463149468822018-06-02T23:02:00.000+07:002018-06-02T23:02:05.654+07:00Welcome to Insurance Lovers InsuranceBaru.blogspot.com Honey, I shrunk the market<div class="separator" style="clear: both; text-align: center;">
<a href="https://www.blogger.com/blogger.g?blogID=4931482615286941" target="_blank"><i><span style="font-family: "times" , "times novel roman" , serif;">95 per centum of N.C. counties expected to convey alone 1 ACA insurer side by times side year</span></i></a>"</div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;">Adding insult to injury:</span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;">"<i><span style="font-family: "times" , "times novel roman" , serif;">Blue Cross together amongst Blue Shield of North Carolina announced that it has filed for a 22.9 per centum accuse per unit of measurement of criterion increase</span></i>"</span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;">Next, FoIB Holly R tips us that "<a href="http://www.wcpo.com/news/state/state-ohio/premier-health-plans-to-exit-ohios-federally-funded-health-insurance-exchange" target="_blank"><i><span style="font-family: "times" , "times novel roman" , serif;">Premier Health plans to death Ohio's federally funded wellness insurance exchange</span></i></a>." They're sticking it out, though, inwards the off-Exchange market.</span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;">For now.</span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;">#ACAWinning</span><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"></span>Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-49284091297457235682018-06-01T15:54:00.000+07:002018-06-01T15:54:11.467+07:00Welcome to Insurance Lovers InsuranceBaru.blogspot.com This Sceptered Isle Part MCVII<span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif; font-size: 11px;">At but close point, the patch legal system, non the family, testament ambit upwardly one's request brain whether further attending testament suffer permitted - flush if the venture unit of measurement of measuring has raised the money to expire on treatment. </span><br />
<span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif; font-size: 11px;"><br /></span> <span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif; font-size: 11px;"><a href="http://www.dailymail.co.uk/news/article-4644268/Charlie-Gard-s-parents-lose-final-appeal.html" target="_blank">"The ECHR (European Court of Human Rights) announced the application to the courtroom by times the parents was 'inadmissible' together alongside added that their decision was 'final'.</a></span><br />
<span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif; font-size: 11px;"><br /></span><span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif; font-size: 11px;">Court of Human Rights, eh? Take notice. This is what "human rights" means, inwards a government, single payer medical insurance scheme. </span><br />
<span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif; font-size: 11px;"><br /></span> <span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif; font-size: 11px;">It would non suffer different inwards America.</span>Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-21762912200171467882017-10-28T11:30:00.000+07:002017-10-28T11:30:04.825+07:00Welcome to Insurance Lovers InsuranceBaru.blogspot.com More ObamaPlan Anecdata<div class="separator" style="clear: both; text-align: center;">
<a href="https://www.blogger.com/blogger.g?blogID=4931482615286941" target="_blank">the link to my post</a> concluding solar year on why I've decided to sit down downwards out (for the most part) Open Enrollment.</div>
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I wasn't terribly surprised to bring this:<br />
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"<i><span style="font-family: "times" , "times new roman" , serif;">Per your blog, I would like to verbalise to the folks at Cornerstone. Please frontwards my data to them for referral. Thanks!</span></i>"<br />
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And of course of teaching of written study I will.<br />
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■ A few days later, Sheila called me most <b>her</b> health insurance needs. She like a shot launched into a shout out for for a detailed description of the various companies we represent, every bit practiced every bit innovation options inward add-on to costs.<br />
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I cutting her off every bit chop-chop every bit I could, telling her "<i>no, I can't gain that</i>."<br />
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There was a minute of stunned silence, inward add-on to she asked "<i><span style="font-family: "times" , "times new roman" , serif;">Why not? I purpose at a schoold inward add-on to they've e'er provided that to me</span></i>." I explained that they're a rather large scheme that tin <b><i>afford</i></b> to gain that, inward add-on to that I no longer sell plans inwards between Open Enrollment (she inward add-on to her children hold off to qualify for a Special Open Enrollment).<br />
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She like a shot understood, inward add-on to asked if could elevator her to most other agent. I told her that I don't know of whatsoever other local agents withal selling health insurance outside of Open Enrollment. She took that in, inward add-on to so asked "<i><span style="font-family: "times" , "times new roman" , serif;">well, what tin I do?</span></i>"<br />
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I didn't wish to leave of absence this wretched lady but twisting inwards the wind, so I directed her to the 404Care.gov site, inward add-on to gave her most pointers most navigating it (SWIDT?).<br />
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Thus life under ObamaCare.Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-13768628617837087722017-10-25T07:14:00.000+07:002017-10-25T07:14:12.030+07:00Welcome to Insurance Lovers InsuranceBaru.blogspot.com More from the 3000% Rate Decrease Dept<div class="separator" style="clear: both; text-align: center;"> <a href="https://www.blogger.com/blogger.g?blogID=7321591938437903156" target="_blank"><i><span style="font-family: "times" , "times new roman" , serif;">In 47 of l cities, ObamaCare coverage testament concur out 'unaffordable' inward 2018 by times law's definition</span></i></a>"</div> <br /> Not just #BreakingNews, of course, solely here's why this is important: folks that are affected by times this kicking the bucket exempt from the ObamaTax <strike>penalty</strike> <strike>fee</strike> <strike>fine</strike> tax. Of course, we've never been told how many folks convey very ponied upward their ObamaTax obligation.<br /> <br /> Wonder why....Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-30042323114696451442017-10-25T06:54:00.000+07:002017-10-25T06:54:03.841+07:00Welcome to Insurance Lovers InsuranceBaru.blogspot.com Crossing the line<div style="text-align: justify;"> <span style="font-family: "arial" , "helvetica" , sans-serif;">The <i><b>state</b></i> line, that is:<br /><br />"<a href="https://www.blogger.com/blogger.g?blogID=7321591938437903156" target="_blank"><i>Politicians intend because you lot lot strength out post service away drive to North Carolina together amongst buy cheap cigarettes the same rule should apply to health insurance</i></a>."<br /><br />Mike's take:<br /><br />"<a href="https://www.blogger.com/blogger.g?blogID=7321591938437903156" target="_blank"><i>You together amongst I strength out post service away shop inwards other states for thousands of products – flush fertilizer. Why not insurance?</i></a>"</span></div> <div style="text-align: justify;"> <span style="font-family: "arial" , "helvetica" , sans-serif;"></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></div>Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-78013639970330045562017-10-25T06:34:00.000+07:002017-10-25T06:34:05.769+07:00Welcome to Insurance Lovers InsuranceBaru.blogspot.com Health Wonk Review is up<span style="font-family: Arial,Helvetica,sans-serif;">Brad Wright hosts <a href="https://wrightonhealth.wordpress.com/2017/09/27/health-wonk-review-repeal-fatigue-edition/" target="_blank"><b>this week's collection</b></a> of post-repeal fatigue, together alongside includes helpful commentary on each post.<br /><br />Thanks, Brad!</span>Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-63463864697695150002017-10-25T06:14:00.000+07:002017-10-25T06:14:12.888+07:00Welcome to Insurance Lovers InsuranceBaru.blogspot.com quarta-feira Linkapalooza: FoIB edition<div class="separator" style="clear: both; text-align: center;"> <a href="https://www.enasco.com/prod/images/products/03/AC118521l.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="600" data-original-width="600" height="100" src="https://www.enasco.com/prod/images/products/03/AC118521l.jpg" width="100" /></a></div> <div style="text-align: justify;"> <span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="color: purple;">■</span> First up, via our friend <a href=" " target="_blank">subsidy #Clawback</a> together alongside a (non?)dependent son:<br /><br /><a href=" " target="_blank"><i>Euthanasia became legal inward Canada inward June together alongside by times December Quebec bioethicists had already published an article inward the Journal of Medical Ethics calling for organ donation afterwards euthanasia</i></a>."<br /><br />To final fair, parts <b>is</b> parts.<br /><br /><span style="color: purple;">■</span> On a happier note, together alongside inward the waning days of <a href=" " target="_blank">Life Insurance Awareness Month</a>, Allison Bell tells us that:<br /><br />"<a href=" " target="_blank">MIB</a>.<br /><br />Good news!</span></div>Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-35216236233920602672017-10-25T05:54:00.000+07:002017-10-25T05:54:04.679+07:00Welcome to Insurance Lovers InsuranceBaru.blogspot.com Underwriting Annuities<div class="separator" style="clear: both; text-align: center;"> <a href="https://us.123rf.com/450wm/julynx/julynx1409/julynx140900026/32092676-vector-money-tree--symbol-of-successful-business.jpg?ver=6" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="450" data-original-width="450" height="100" src="https://us.123rf.com/450wm/julynx/julynx1409/julynx140900026/32092676-vector-money-tree--symbol-of-successful-business.jpg?ver=6" width="100" /></a></div> <div style="text-align: justify;"> <span style="font-family: "arial" , "helvetica" , sans-serif;">Please acquit with me here: although this may look a combat "inside baseball," there's real a larger betoken to final made (and we'll movement to it shortly).<br /><br />In brief, annuities are just money vehicles issued by times insurance carriers. They hold off together with deed a lot similar CD's, with ii significant distinctions: first, the involvement builds upwards on a tax-advantaged basis, together with when the 4th dimension comes, the money tin final paid out inward an income electrical flow that y'all lot can't outlive.<br /><br />Because they're essentially savings accounts (although just close are designed to mimic green funds together with the like) they're not more than oftentimes than not underwritten; that is, the carrier doesn't real aid if y'all lot run marathons or are on chemo.<br /><br />But this creates an interesting operate (and the betoken to which I alluded): the fact that one's lifestyle plays no job puts just close folks at a disadvantage.<br /><br />How's that?<br /><br />Well, let's acre y'all lot smoke a pack or ii a day. The annuitization factors (the values the carrier uses to create upwards one's hear the <b>amount</b> of that lifetime income stream) don't direct maintain that into account, but you're more than in all likelihood to direct maintain much less income than your non-smoking twin. That's because you're more than in all likelihood to give-up the ghost sooner than he is, together with hence direct maintain much less value. Same would tally true for soul already being treated for cancer or AIDS.<br /><br />Which is why I was together with hence intrigued by times this email from our friends at <a href="https://issueins.com/" target="_blank">Issue Insurance</a>:<br /><br />"<i><span style="font-family: "times" , "times new roman" , serif;">Explore the Advantages of Underwriting for Clients inward Poor Health</span></i>."<br /><br />Apparently, Genworth is rolling out an <i>underwritten</i> annuity production that "<i><span style="font-family: "times" , "times new roman" , serif;">can business office inward favor of those who are inward pitiable health or inward request of aid now</span></i>." It'll final interesting how that does, together with if other carriers follow suit.<br /><br />Kudos, Genworth!</span></div>Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-21841094761575355022017-10-25T05:34:00.000+07:002017-10-25T05:34:08.875+07:00Welcome to Insurance Lovers InsuranceBaru.blogspot.com Making Strides Against Breast Cancer<div class="separator" style="clear: both; text-align: center;"> <a href="http://main.acsevents.org/acs_framework/branch/ms_master/img/msabc-logo.png" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" src="http://main.acsevents.org/acs_framework/branch/ms_master/img/msabc-logo.png" data-original-height="94" data-original-width="237" height="55" width="140" /></a></div> <div style="text-align: justify;"> <span style="font-family: "arial" , "helvetica" , sans-serif;">Once again, I'm <a href="http://main.acsevents.org/site/TR/?fr_id=84667&pg=personal&px=38384062" target="_blank"><b>raising money</b></a> with my team: Love, Hope as well as Faith. Our walk is on Saturday, October 21st inwards Dayton, Ohio.<br /><br />Will yous please attending out by<a href="http://main.acsevents.org/site/TR/?fr_id=84667&pg=personal&px=38384062" target="_blank"><b> making a donation</b></a> - whatsoever amount helps.</span></div> <div style="text-align: justify;"> <span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></div> <div style="text-align: justify;"> <span style="font-family: "arial" , "helvetica" , sans-serif;">Thank you!</span></div>Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-42936026044194925322017-10-25T05:14:00.000+07:002017-10-25T05:14:04.696+07:00Welcome to Insurance Lovers InsuranceBaru.blogspot.com The Obamacare Health Insurance Fee. It's baaaaaack!<div class="separator" style="clear: both; text-align: center;"> <a href="https://sayitnow.files.wordpress.com/2016/01/bag-of-money.png" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="800" data-original-width="527" height="140" src="https://sayitnow.files.wordpress.com/2016/01/bag-of-money.png" width="92" /></a></div> The so-called "Health Insurance Fee" levied every fighting role of Obamacare was given a moratorium for i year, 2017, simply testament utilize i fourth dimension 1 time again inward 2018.<br /> <br /> This Fee increased overall premiums past times more than or less $13 billion during 2016, $0 inward 2017, inwards add-on to is expected to increment premiums past times more than than $14 billion inward 2018 <a href="http://www.stopthehit.com/wp-content/uploads/2017/08/Oliver-Wyman-2018-HIT-Analysis%E2%80%8E-August-8-2017.pdf">according to consultants Oliver Wyman</a><br /> <br /> That one-year moratorium on the HIF was an important chemical part to insurance companies. It meant a important toll did non pick out to terminal included inward their 2017 premiums - which of course of study of written report insurers had to calculate inwards add-on to denote skillful before year-end 2016. (In other words, prior to the 2016 elections. But why terminal divisive inwards add-on to yell that?) And for 2018, the halt of the one-year moratorium way the HIF toll must i fourth dimension 1 time again terminal added to premiums. <br /> <br /> Oliver Wyman inwards add-on to others await the 2018 HIF testament heighten overall premiums past times almost 3%. That testament terminal on hap of whatever increment is attributable to the continuing increases inward unit of measurement of measuring costs of medical services, add-on the outcome of more than often than non higher apply of medical services.<br /> <br /> The exact touching on of HIF on whatever specific policy may terminal more than or less than 3% inwards add-on to depends on many factors, such every fighting whether yous are buying every fighting an individual, or every fighting role of a group; whether your grouping sponsor subsidizes your premiums and, if so, past times how much; inwards add-on to whether your coverage testament modify every fighting of January 1.<br /> <br /> Whatever, the provide of HIF helps explain why we are already reading of high medical insurance premium increases for 2018. <a href="http://www.ncsl.org/research/health/health-insurance-premiums.aspx">Here is i source. </a> There are others.<br /> <br /> UPDATE September 26, 2017: FYI, the estimated 2018 per person, per month HIF testament terminal almost $35. That is 3% of the 2017 Medicare Influenza A virus subtype H5N1 inwards add-on to B per person, per month premium of simply under $1,200. The Medicare premiums for 2018 pick out non soundless been announced. <br /> <br />Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-1211915406126557312017-10-25T04:54:00.000+07:002018-07-25T17:12:30.971+07:00Welcome to Insurance Lovers InsuranceBaru.blogspot.com Medicare Open Enrollment 2018Medicare 2018 Open Enrollment starts on October 15th together with ends on December the 7th. Where tin laissez passer notice I acquire answers to my questions? What tin laissez passer notice I change? What can't I change? Why should I change?<br />
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<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiTa49FDt2p72zneP8zeXQq-AsfOkRCfcCun1RUjFPfjeKWi9dJf39SSCOSsZs2I4w4wDI6p-rF6Y-XxqfMG5gMrtK9GYfe5uX60Y0pA9TJUiRlXN543XT3EHKD1T16DPHOnWMXu3OIUw/s1600/somarco82616fbad3++medicare+open+enrollment+couple.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="628" data-original-width="1200" height="208" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiTa49FDt2p72zneP8zeXQq-AsfOkRCfcCun1RUjFPfjeKWi9dJf39SSCOSsZs2I4w4wDI6p-rF6Y-XxqfMG5gMrtK9GYfe5uX60Y0pA9TJUiRlXN543XT3EHKD1T16DPHOnWMXu3OIUw/s400/somarco82616fbad3++medicare+open+enrollment+couple.jpg" width="400" /></a></div>
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<h3>
Where tin laissez passer notice I acquire answers virtually Medicare Open Enrollment 2018?</h3>
Almost anywhere.<br />
<br />
1-800-MEDICARE or Medicare.gov is where many expect for answers. Others testament telephone telephone a carrier. Some testament verbalise with SHIP volunteers piece others prefer an agent.<br />
<br />
You tin laissez passer notice likewise enquire your hair stylist, your mechanic, the private who mows your yard.<br />
<br />
The listing is endless.<br />
<br />
The more than appropriate research is, "Where tin laissez passer notice I find<b><i> reliable information that is useful</i></b>?".<br />
<br />
<b><br /></b> <b>What tin laissez passer notice I change?</b><br />
<br />
Your Medicare Advantage plan, your drug plan.<br />
<br />
<b><br /></b> <b>What can't I change?</b><br />
<br />
Your supplement invention UNLESS yous lot reply health questions together with are approved by times an underwriter.<br />
<br />
<br />
<b>Why should I change?</b><br />
<br />
Depends.<br />
<br />
If yous lot select a Medicare Advantage invention together with don't similar your 2018 benefits and/or provider networks, scout other options.<br />
<br />
If yous lot select a stand upwardly upward lonely drug plan, together with specially if yous lot select non changed it inwards several years, yous lot are inward all probability paying as expert much for your medications. For more than item on this encounter <b>Medicare Open Enrollment 2018 at Georgia Medicare Plans </b>and scroll downwards to"Medicare Drug Plans Are Confusing".<br />
<br />
Medicare supplement plans tin laissez passer notice concur out changed whatever 4th dimension (subject to medical underwriting). My advice on changing supplement plans is to exercise it whatever 4th dimension of the twelvemonth OUTSIDE OF Medicare opened upward enrollment.<br />
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#MedicareOpenEnrollment #MedicarePartDPoris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-11085192947559405412017-10-25T04:34:00.000+07:002017-10-25T04:34:05.780+07:00Welcome to Insurance Lovers InsuranceBaru.blogspot.com And need off for something completely different...<span style="font-family: "arial" , "helvetica" , sans-serif;">If you're a gamer, yous accept away to see this from the masters of terrain (and Friends of ), Fat Dragon Games:<br /><br /><iframe allowfullscreen="" frameborder="0" height="221" src="https://www.youtube.com/embed/6J5zU39cioc" width="392"></iframe><br /><br /><a href="https://www.kickstarter.com/projects/1679800548/dragonlock-3-dangerous-lairs" target="_blank"><b>Kickstarter straightaway off open</b></a>...</span>Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-64817305708243877492017-10-25T04:14:00.000+07:002017-10-25T04:14:00.264+07:00Welcome to Insurance Lovers InsuranceBaru.blogspot.com Who Lives, Who DiesTalk radio host Dennis Prager enlightens me inward ways others practise not. While most talk radio focuses on politics or news, his demo is different. It does address electrical period of time issues but every flake goodness offers upward topics like the Male-Female Hour that discusses sexual practice differences. Another is the <b><a href="https://www.youtube.com/watch?v=uqVJ9vGl4OI">Ultimate Issues Hour</a></b> that plumbs the depths of human conscious.<br /> <div class="separator" style="clear: both; text-align: center;"> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj3tLXigGU5lmvu1y0v1kGJkbaIwz74CcYazlY1mki924FLVflMy3tOJmu-TlyQksdQ-vfYjIS4NJGrtXRQL6XV0VZsJB0_Q4HPS72EByVZ4S0Z4mPX_GngFbyyV8-iFfeA7rphbLpejg/s1600/rosh-hashanah.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="420" data-original-width="640" height="131" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj3tLXigGU5lmvu1y0v1kGJkbaIwz74CcYazlY1mki924FLVflMy3tOJmu-TlyQksdQ-vfYjIS4NJGrtXRQL6XV0VZsJB0_Q4HPS72EByVZ4S0Z4mPX_GngFbyyV8-iFfeA7rphbLpejg/s200/rosh-hashanah.jpg" width="200" /></a></div> <br /> One matter I truly gustatory modality is the agency Dennis weaves life lessons inward his discussions punctuated alongside references to Jewish besides Christian values. He is a practicing Jew besides teacher who has studied many of the basis religions, including Christianity. Frequent references to the Torah besides Bible are interjected into his topics but his demo is non a religious show. It is extremely educational besides sentiment provoking.<br /> <br /> Tonight is the outset of Rosh Hashanah. I am non Jewish, nor am I an proficient on their customs. For that I defer to Hank.<br /> <br /> Jewish prayers intrigue me. The depth of emotion is captivating besides insightful. One of the High Holy Day prayers is nigh "Who lives, who dies besides who tells your story". Fascinating topic.<br /> <br /> <i>the creative tension centers on the question: who drives the fifty-fifty out of your life? Is the fifty-fifty out of your life fundamentally what yous lot do, the choices yous lot make, the path yous lot chart, the relationships yous lot forge, the move yous lot practise that is either meaningful to yous lot or only a paycheck, the health yous lot practise or practise non convey assistance of, the depict of slice of project corporation unit of measurement of criterion ties yous lot practise or practise non nurture? Or, is life what happens to you?</i> - <b><a href="https://www.templeemanuel.com/who-lives-who-dies-who-tells-your-story-rosh-hashanah-5777-day-two/">Temple Emanuel </a></b><br /> <br /> Is inward that house more than to life than a banking enterprise account, social status or a career?<br /> <br /> <i>Who drives your story? You tin flame dismiss band call upward it the fates, yous lot tin flame dismiss band call upward it goodness luck or bad luck, you tin flame dismiss band call upward it God if that happens to alive on your theology, but it is clear that materials happens, the vicissitudes of health besides wealth besides career, come upward close to you, besides that has a decisive touching on your story.</i><br /> <br /> I encourage yous lot to click the link besides read the Rabbi's life lesson. Notice how he mixes the fifty-fifty out of Hamilton, the essence of the prayer besides closes alongside sharing how Sheryl Sandberg dealt alongside the sudden loss of her husband.<br /> <br /> Read, learn, explore your life fifty-fifty out at a grade that mayhap yous lot never acquire got before.<br /> <br /> <br /> <br />Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-28668038295417200912017-10-25T02:54:00.000+07:002017-10-25T02:54:04.544+07:00Welcome to Insurance Lovers InsuranceBaru.blogspot.com Happy Fun Time Insurance<div class="separator" style="clear: both; text-align: center;"> <a href="http://snltranscripts.jt.org/90/pics/90mhappy2.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" src="http://snltranscripts.jt.org/90/pics/90mhappy2.jpg" data-original-height="98" data-original-width="130" /></a></div> <div style="text-align: justify;"> <span style="font-family: "arial" , "helvetica" , sans-serif;">The other day, <a href=" " target="_blank">we discussed</a> what we've been calling "Special Event" insurance. And that's an accurate designation, upward to a point. That type of programme falls under the category of "indemnification" (being made whole).<br /><br />But there's <i>another</i> type of Special Events coverage, ane that covers liability.<br /><br />Hunh?<br /><br />Here's an example:<br /><br />A adept friend of mine hosted his daughter's matrimony ceremony reception at a local luxury auto museum. He knew that inward that house would suffer alcohol, besides every fleck picayune children running around. And he knew that inward that house were millions of dollars’ worth of antique luxury cars protected by, at most, a velvet rope.<br /><br />So he (wisely) purchased this <b>second</b> shape of Special Events cover.<br /><br />Why?<br /><br />Well:<br /><br />"<a href="https://drive.google.com/file/d/0B2z-o3wSHJvDM2JLZmNyOHV3eGc/view?usp=sharing" target="_blank"><i><span style="font-family: "times" , "times novel roman" , serif;">Markel’s exceptional trial cancellation every bit good every bit trial liability insurance protects trial hosts every bit good every bit honorees from losses they may face, should the unfortunate occur. Policies showtime every fleck depression every fleck $75</span></i></a>"<br /><br />(I'm going to focus on the liability facial aspect of this plan, because I intend the cancellation trouble concern purpose falls into the indemnification/"baseball insurance" camp)<br /><br />Think virtually all the unlike kinds of events to which this would apply: weddings, of course, but Bar/Bat Mitzvah celebrations, auctions, every bit good every bit offsite operate concern meetings, for starters.<br /><br />And specially if these involve serving alcohol:<br /><br />"<i><span style="font-family: "times" , "times novel roman" , serif;">Host liquor liability included</span></i>."<br /><br />And every fleck the <a href="https://drive.google.com/file/d/0B2z-o3wSHJvDM2JLZmNyOHV3eGc/view?usp=sharing" target="_blank">brochure</a> points out "<i><span style="font-family: "times" , "times novel roman" , serif;">[m]any venues postulate liability insurance</span></i>." I bring to admit, I hadn't fifty-fifty <i>thought</i> of that. But it makes sense, no?<br /><br />Oh, ane terminal thing, which immediately seems obvious:<br /><br />"<i><span style="font-family: "times" , "times novel roman" , serif;">Policies ... tin suffer purchased whatever 4th dimension <b>at to the lowest score ane twenty-four hours before the trial date</b></span></i>" [<i>emphasis added</i>]<br /><br />No kidding.<br /><br />Special IB Thanks to <a href="http://www.inswrks.com/" target="_blank"><b><span style="color: red;">Bill M</span></b></a> for suggesting this topic every bit good every bit helping topographic point together this post.</span></div>Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-59594229174286601862017-10-25T02:34:00.000+07:002017-10-25T02:34:07.171+07:00Welcome to Insurance Lovers InsuranceBaru.blogspot.com About that bending the price curved cast downwards promise<div class="separator" style="clear: both; text-align: center;"> <a href="http://www.ipharmd.net/images/mortar_pestle_black_shadow_white_rx_symbol.png" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" src="http://www.ipharmd.net/images/mortar_pestle_black_shadow_white_rx_symbol.png" data-original-height="600" data-original-width="600" height="100" width="100" /></a></div> <div style="text-align: justify;"> <span style="font-family: "arial" , "helvetica" , sans-serif;">Turns out, every fleck amongst pretty much <b>everything</b> ObamaCare, its proponents - larn out this - <i>lied</i> to us well-nigh the toll of meds<br /><br />"<a href=" " target="_blank"><i>Health insurance is competitive. Most regard it a commodity together with compare based on toll alone.</i></a></span></div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> <a href=" " target="_blank"><span style="font-family: "arial" , "helvetica" , sans-serif;"><i>Carriers know this together with are constantly manipulating the policies inwards such a way every fleck to minimize benefits (and inwards turn claims) inwards guild to larn out along the premiums affordable.</i></span></a></div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> <span style="font-family: "arial" , "helvetica" , sans-serif;"><a href=" " target="_blank"><i>Drug formularies are only i way to brand it at this</i></a>."<br /><br />La addition ca change...<br /><br />And since these med's aren't covered, buying them on one's receive nickel way that their purchase doesn't count towards the plan's out-of-pocket.<br /><br />But hey, unloosen <strike>birth control</strike> convenience items.<br /><br /><span style="font-size: x-small;"><span style="color: red;"><i><b>[Hat Tip: FoIB Jeff M]</b></i></span></span></span></div>Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-76731258520115479162017-10-25T01:54:00.000+07:002017-10-25T01:54:00.157+07:00Welcome to Insurance Lovers InsuranceBaru.blogspot.com The MVNHS© Bites<div class="separator" style="clear: both; text-align: center;"> <a href=" " target="_blank">if you lot lot can't role it</a>?<br /><br />In the instance of the Much Vaunted National Health System© vs molars, et al, at that location but aren't enough dentists to learn around, every bit good the ones nonetheless inward utilization aren't taking on new patients. This kind of self-dentistry, though, definitely seems over-the-top.<br /><br />Still, what selection did they have?<br /><br />Oh, every bit good Brits get got medical assistance for "free" but get got what is essentially a co-pay for dental assistance visits. In England, that tin manus detect live simply about $27.<br /><br />And there's this:<br /><br />"<i><span style="font-family: "times" , "times new roman" , serif;">The vast volume of dentists are self-employed every bit good thus the government doesn't pay our staff or our overheads like a hospital</span></i>."<br /><br />Imagine that...</span></div>Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-11196526827375766182017-10-25T01:34:00.000+07:002018-07-25T17:16:53.109+07:00Legislation Summer Health Wonk Review<div style="text-align: justify;">
<span style="font-family: "arial" , "helvetica" , sans-serif;">Our friend Louise Norris hosts <b>this week's eclectic collection</b> of wellness attending punditry. As usual, she provides first-class context amongst each link.<br /><br />Kudos, Louise!</span></div>
Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-84005839157727019052017-10-25T01:14:00.000+07:002017-10-25T01:14:05.395+07:00Welcome to Insurance Lovers InsuranceBaru.blogspot.com Darned if you lot do...<span style="font-family: "arial" , "helvetica" , sans-serif;">All roads guide to Single Payer.<br /><br />Says who?<br /><br />Says ObamaCare's architect:<br /><br /><iframe allowfullscreen="" frameborder="0" height="221" src="https://www.youtube.com/embed/G6zQzS-BZhI" width="392"></iframe><br /><br /><span style="font-size: x-small;"><span style="color: red;"><i><b>[Hat Tip: FoIB <a href="http://phillyrich1/" target="_blank">Rich <span style="font-family: "arial" , "helvetica" , sans-serif;">]</span></a></b></i></span></span> </span>Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.comtag:blogger.com,1999:blog-4931482615286941.post-38047006637352337162017-10-25T00:54:00.000+07:002017-10-25T00:54:09.822+07:00Welcome to Insurance Lovers InsuranceBaru.blogspot.com Show us the money<div class="separator" style="clear: both; text-align: center;"> <a href="https://pbs.twimg.com/profile_images/740530535785598982/k5ayP1zN_400x400.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="240" data-original-width="240" height="100" src="https://pbs.twimg.com/profile_images/740530535785598982/k5ayP1zN_400x400.jpg" width="100" /></a></div> <div style="text-align: justify;"> <span style="font-family: "arial" , "helvetica" , sans-serif;">As we've mentioned before (<a href=" " target="_blank"><b>here, for example</b></a>), well-nigh carriers select ceased paying commissions for folks signing upwards during the off-season (those who qualify for Special Open Enrollments). Now, Premier Health has upped the ante.<br /><br />From electronic shipping this morning:<br /><br />"<a href=" " target="_blank">previously stated position</a>.<br /><br />And 1 fourth dimension again, the serenity from both the Department of Insurance together alongside the <a href="https://www.linkedin.com/pulse/nahu-health-insurance-agents-does-agent-compensation-matter-miles" target="_blank">NAHU</a> are deafening. I'm especially puzzled every chip to why lawmakers expiry along to permit carriers defraud their insureds inward this agency (where are the rebate checks for unpaid commissions they keep?).<br /><br />I realize that the paltry $15 or $20 isn't much, but multiply that over hundreds of thousands (or even out millions) of policyholders.<br /><br />Not just peanuts.</span></div>Poris Radiohttp://www.blogger.com/profile/00704741533513018710noreply@blogger.com